Direct Primary Care in Panama City, FL

2 DPC providers across 2 practices in Panama City, FL. Direct primary care offers affordable, membership-based healthcare with transparent pricing and personalized attention from your doctor.

Monthly memberships cost $95 per month, giving you access to comprehensive primary care without the hassle of insurance billing.

Looking for a direct primary care doctor near you in Panama City? Each Panama City DPC practice below lists membership pricing, services offered, and whether it is accepting new patients, so you can compare direct care options close to home.

Panama City is one of 100 cities in Florida with Direct Primary Care available. Across Florida, 225 DPC practices serve 265 providers. Statewide membership fees range from $10 to $200 per month (averaging about $92/mo).

DPC Practices in Panama City

Key 2 Wellness Direct Primary Care

Key 2 Wellness Direct Primary Care (Panama City, Florida) provides direct primary care in Panama City, FL, offering Text messaging, Email, Videochat. with membership starting at $95/month. featuring telehealth. Now...

Address: 307 E Fifth Street

Phone: +1-850-468-3876

Pricing: $95/mo membership

Available: Telehealth • In-person visits

Services: Text messaging, Email, Videochat, Cell phone calls, Home visits, Medication

Providers: 1

On-call Mama Doc Pediatrics

On-call Mama Doc Pediatrics (Panama City, FL) provides direct primary care in Panama City, FL, offering Text messaging, Email, Videochat. featuring telehealth. Now accepting new patients.

Address: 707 Jenks Ave, Suite D

Phone: +1-850-903-5109

Available: Telehealth • In-person visits

Services: Text messaging, Email, Videochat, Cell phone calls, Home visits

Providers: 1

Common Services

Home visits, Videochat, Cell phone calls

Nearby Cities with DPC Providers

More DPC Cities in Florida

Accepting New Patients in Panama City

All 2 DPC practices listed in Panama City are currently accepting new patients. 2 practices offer telehealth visits, so you can be seen without traveling to the office.

Availability changes as practices fill their panels, so contact the practice directly to confirm openings before visiting.

Direct Primary Care in Panama City, FL: Frequently Asked Questions

How much does direct primary care cost in Panama City, FL?

Direct Primary Care memberships in Panama City cost $95 per month. That flat fee covers unlimited primary care visits with no per-visit copays — labs, imaging, and medications are often available at discounted wholesale rates.

How many direct primary care providers are in Panama City, FL?

Connectedly Health lists 2 DPC providers across 2 practices in Panama City. Each listing shows membership pricing, the services offered, and whether the practice is currently accepting new patients.

Can I use an HSA or FSA to pay for a Panama City DPC membership?

Yes. Since January 1, 2026, Direct Primary Care membership fees are qualified medical expenses under the One Big Beautiful Bill Act, so you can pay them tax-free from a Health Savings Account. If the membership is $150 a month or less for one person ($300 for a plan covering more than one), you also keep the right to contribute to your HSA while enrolled; above that, an HSA can still pay the fee, but you cannot contribute for the months you are enrolled. You still need an HSA-eligible high-deductible health plan to contribute, and FSA or HRA reimbursement depends on the rules of your plan.

Do I still need health insurance with direct primary care in Panama City?

Direct Primary Care covers everyday primary care, but most members still keep a high-deductible or catastrophic insurance plan (or a health sharing plan) for emergencies, hospitalizations, and specialist care. DPC handles routine and preventive visits; insurance covers the big, unexpected costs.

How we keep this information accurate

All 2 direct primary care providers in Panama City, FL are verified against the U.S. federal NPPES (National Provider Identifier) registry maintained by CMS.

Our direct primary care guidance draws on the American Academy of Family Physicians (AAFP) and DPC Frontier.

Reviewed by the Connectedly Health Editorial Team · Last updated September 30, 2026. Editorial standards & how we verify providers.