Tired of long waits, rushed appointments, and surprise medical bills? Direct Primary Care (DPC) offers a better way to access primary healthcare with transparent, predictable monthly pricing, more time with your doctor, and a direct relationship instead of a call center.
Direct Primary Care is a healthcare model where you pay your doctor a flat monthly, quarterly, or annual membership fee directly, instead of billing insurance for each visit. That fee covers a defined set of primary care services, so there are no copays or surprise bills for routine care. Because DPC practices are not filing insurance claims for every visit, they can keep smaller patient panels, spend more time with each patient, and offer more flexible access than a typical insurance-based practice.
Exact inclusions vary by practice, but most DPC memberships offer:
The national median Direct Primary Care membership on Connectedly Health is $80/month, with an average of $90/month for an individual adult. Most memberships fall between $55 and $125/month, depending on your state and what the practice includes. DPC is not insurance and does not cover hospitalizations, emergency care, or specialist visits — most patients pair a membership with a high-deductible health plan or other coverage for those larger, less predictable costs. As of January 1, 2026, DPC membership fees under $150/month for an individual (or $300 for a family) are HSA-eligible under the One Big Beautiful Bill Act, so you can often pay with pre-tax dollars. For a full state-by-state breakdown, see the DPC Pricing Index.
Since DPC pricing and services vary from practice to practice, it is worth comparing a few options before enrolling:
Direct Primary Care (DPC) is a healthcare model where you pay your doctor a flat monthly (or quarterly/annual) membership fee directly, instead of billing insurance for each visit. That fee covers a defined set of primary care services, so there are no copays or surprise bills for routine care. DPC removes insurance paperwork from the doctor-patient relationship, which is why DPC practices can offer longer appointments and more direct access.
Most DPC memberships include unlimited or frequent office visits, same-day or next-day scheduling, direct communication with your doctor by phone, text, or email, and longer appointment times than a typical insurance-based visit. Many practices also include basic in-house labs, care coordination for chronic conditions, and wholesale or discounted pricing on labs, imaging, and generic medications. Exact inclusions vary by practice, so always confirm what is covered before joining.
Across the practices listed on Connectedly Health, the national median Direct Primary Care membership is $80/month, with an average of $90/month for an individual adult. Most memberships fall between $55 and $125/month, depending on your state and what the practice includes. See the DPC Pricing Index for a state-by-state breakdown.
Yes — DPC covers primary care only, so it works best alongside insurance rather than instead of it. It does not cover hospitalizations, emergency care, surgery, or specialist visits. Most patients pair a DPC membership with a high-deductible health plan, catastrophic plan, or health-sharing ministry to cover those larger, less predictable costs, while the DPC membership handles the everyday primary care that makes up the bulk of most people's annual healthcare.
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