Direct Primary Care in New York City: 5 Practices Across the Metro Starting at $85/Month (2026 Guide)

New York City Healthcare Is the Most Expensive in America — And the Subsidy Safety Net Just Disappeared

New York City is the financial, cultural, and media capital of the world. It's also the most expensive place in the United States to see a doctor. A single primary care visit without insurance in NYC runs $150–$400, with the average new patient visit clocking in at $357 — roughly 30–60% higher than the national average. Employer-sponsored family coverage now tops $27,000/year nationally, and in the New York metro it's even steeper.

And it just got harder. With the expiration of enhanced ACA premium tax credits, individual market premiums in New York jumped 13% in 2025 — on top of a 12% increase in 2024. For many New Yorkers, that translates to roughly $114/month in additional premium costs with no corresponding improvement in coverage, access, or care quality. Despite the state's relatively low uninsured rate of 4.8% compared to the national 7.9%, 940,000 New Yorkers remain without health insurance. The number one reason? 64% of uninsured adults cite cost as the primary barrier.

New York does have safety nets that many states lack. NYC Care provides free or low-cost comprehensive care for city residents regardless of immigration status. The state launched a healthcare price comparison tool in December 2025. But safety nets are designed to catch people who are falling — not to provide the kind of proactive, relationship-driven primary care that prevents falls in the first place.

This is where Direct Primary Care (DPC) enters the conversation. Not as a replacement for insurance or safety-net programs, but as a practical, affordable model for New Yorkers who want consistent access to a doctor at a predictable monthly cost — without navigating the labyrinth of insurance networks, copays, deductibles, and prior authorizations that defines the NYC healthcare experience.

What Does DPC Cost in the New York City Metro?

Five practices in a 25-mile radius may seem like a small number for a metro of 8.3 million people — and it is. But that's exactly the point. DPC is an emerging market in New York City, which means the providers who are here are pioneers, and patients who find them now are getting in on the ground floor. For context, Philadelphia's metro has 18 DPC practices, and Chicago has even more. New York is ripe for growth — and the gap between demand and supply won't last.

Every DPC Practice in the NYC Metro

Here are all five DPC practices within 25 miles of Midtown Manhattan, ordered from most to least affordable.

NYC Proper

Anise Medical (Brooklyn, NY) — $129/month
Located just 1.8 miles from Midtown Manhattan, Anise Medical is the only DPC practice in New York City proper. Based in Brooklyn, it offers a membership-based primary care model at the heart of the city. At $129/month, it sits below the cost of a single traditional primary care visit in NYC — and includes unlimited access to your physician.

Northern New Jersey

Pinewood Family Care Co. — Jersey City HQ (Jersey City, NJ) — $150/month
Just 2.2 miles from Midtown via the PATH train, Pinewood Family Care is the closest DPC practice to Manhattan outside of Brooklyn. It's also the most full-service option in the metro, offering telehealth, home visits, blood tests, and radiology. At $150/month, it's the premium option — but the breadth of included services makes it a strong value proposition for families and professionals who want comprehensive primary care without insurance hassles.

Kahn Health Direct Primary Care (Montclair, NJ) — $85/month
The most affordable DPC option in the NYC metro at just $85/month. Located 13.5 miles west of Manhattan in Montclair, Kahn Health offers home visits and blood tests as part of its membership. Montclair is a commuter suburb with excellent NJ Transit access — making this practice reachable for NYC workers who live or work in northern New Jersey.

Your NEIGHBORHOOD CLINIC (Springfield, NJ) — $89/month
Located 16.4 miles from Midtown in Springfield, NJ, Your NEIGHBORHOOD CLINIC offers telehealth and blood tests at $89/month. The telehealth option is particularly valuable for NYC residents who want affordable primary care but can't always make the trip to New Jersey in person.

Onyx Direct Care (West Orange, NJ) — $99/month
Based 14.1 miles from Midtown in West Orange, Onyx Direct Care offers text and email access to your physician at $99/month. The direct communication model is well-suited for busy professionals who need quick answers without scheduling a full appointment.

Why DPC Makes Particular Sense in New York City

The cost contrast is extreme. Nowhere in America is the gap between DPC membership and traditional per-visit pricing wider than in New York City. A single office visit costs $150–$400. A DPC membership costs $85–$150/month for unlimited visits, direct physician communication, and often included labs. The math isn't close — for anyone seeing a doctor more than once every few months, DPC is dramatically cheaper.

NYC is the freelancer and gig economy capital. The city has one of the largest populations of freelancers, independent contractors, gig workers, and self-employed professionals in the country. These are people who either don't have access to employer-sponsored insurance or face prohibitively expensive individual market premiums. A DPC membership at $85–$150/month provides them a stable doctor relationship at a fraction of individual insurance costs.

Wait times are brutal. New York City's physician-to-patient ratios are strained despite the concentration of major hospital systems. Getting a primary care appointment within a week — let alone same-day — is notoriously difficult. DPC practices maintain smaller patient panels (typically 400–600 patients vs. 2,000+ in traditional practices), which translates to same-day or next-day availability and appointments that last 30–60 minutes instead of the typical 7–15.

Insurance complexity is overwhelming. Between Medicaid, Medicare, NYC Care, ACA marketplace plans, employer coverage, and COBRA, New Yorkers navigate one of the most complex insurance landscapes in the country. DPC cuts through all of it — no networks, no referral requirements, no prior authorizations, no surprise bills.

Immigrant communities need accessible options. Nearly 37% of New Yorkers are foreign-born. While NYC Care provides a critical safety net, DPC offers an additional pathway for immigrant families who want consistent, relationship-based primary care without navigating government program eligibility requirements.

NYC Metro DPC by Area

The current NYC metro DPC landscape is split between one Brooklyn-based practice and four northern New Jersey practices — all accessible from Manhattan via public transit or a short drive. The NJ suburbs offer more affordable pricing (averaging $106/month) compared to Brooklyn ($129/month), reflecting the broader cost-of-living differential across the Hudson River.

DPC vs. Traditional Care Costs in NYC

For uninsured or high-deductible patients in New York City, the cost contrast between DPC and traditional per-visit care is the starkest in the country:

A single new patient visit in NYC ($357 average) costs more than two to four full months of DPC membership. For anyone managing a chronic condition, dealing with recurring health questions, or simply wanting a doctor they can text — the economics are overwhelming. And with DPC memberships now HSA-eligible under the 2026 One Big Beautiful Bill Act, your membership becomes tax-advantaged.

How to Get Started with DPC in New York City

1. Browse NYC metro providers on Connectedly Health's New York City DPC directory to compare pricing, services, and locations across the metro area.
2. Consider NJ-based options — Four of the five metro practices are in northern New Jersey, with the most affordable pricing. If you commute through NJ or work remotely, these practices offer significant savings over Brooklyn.
3. Check telehealth availability — Practices like Pinewood Family Care and Your NEIGHBORHOOD CLINIC offer telehealth, meaning you can access care from anywhere in the metro without crossing a river.
4. Compare across states by visiting the New York or New Jersey state pages, or check the national DPC Pricing Index.
5. Pair DPC with a catastrophic plan — For emergency and hospital coverage, a high-deductible catastrophic plan plus DPC membership typically costs less than a full ACA Silver plan while delivering better primary care access and a real relationship with your doctor.
6. Use your HSA — DPC memberships are now HSA-eligible under the 2026 One Big Beautiful Bill Act, making your membership tax-advantaged.

You can also browse all DPC providers by state or check our national DPC Pricing Index for the latest pricing data across 1,348+ practices.

The Bottom Line for New York City

New York City has the most expensive healthcare in America, a 940,000-person uninsured population, back-to-back years of double-digit premium increases, and a primary care access problem that no amount of hospital construction will solve. With just five DPC practices in a 25-mile radius, the model is still in its early days here — but that's a feature, not a bug.

Patients who discover DPC now in the NYC metro are getting in on the ground floor. They're locking in physician relationships at practices that haven't hit capacity. They're accessing same-day appointments, unlimited visits, and direct physician communication for $85–$150/month — less than a single traditional office visit in this city. As the market matures and more practices open (and they will — the demand is undeniable), early adopters will be the ones who already have the doctor relationship that everyone else is scrambling to find.

Whether you're a freelancer in Williamsburg, a finance professional in Jersey City, a family in Montclair, or a new arrival navigating the city's byzantine insurance system, DPC gives you what NYC's healthcare system often can't: a doctor who knows your name, answers your texts, and has time for you.

Find DPC providers in New York City | Browse New York providers | Browse New Jersey providers | View the National DPC Pricing Index

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• DPC in Philadelphia, Pennsylvania
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